• Please try to select the correct prefix when making a new thread in this folder.

    Discuss is for general discussions of a financial company or issues related to companies.

    Info is for things like "Has anyone heard of Company X?" or "Is Company X legit or not?"

    Compare is for things like "Which of these 2 (or more) companies is best?"

    Searching is for things like "Help me pick a broker" or "What's the best VPS out there for trading?"

    Problem is for reporting an issue with a company. Please don't just scream "CompanyX is a scam!" It is much more useful to say "I can't withdraw my money from Company X" or "Company Y is not honoring their refund guarantee" in the subject line.
    Keep Problem discussions civil and lay out the facts of your case. Your goal should be to get your problem resolved or reported to the regulators, not to see how many insults you can put into the thread.

    More info coming soon.

Discuss Storm FX Marketz Forex/Crypto Broker has a special HYISA Savings Account Program.

General discussions of a financial company
So what about these suggestions Pharaoh:

(The Naming Convention has changed from UBHI to AUBHI or USDBHI for Forex or cross country talk reasons. For instance I was thinking AUBHI for American Universal Basic High Income or can be in the case USDBHI - USD Basic High Income. For UK would be - GBPBHI for Euro - would be EURBHI - Euro BHI etc.)

National AUBHI - American Universal Basic High Income Ecosystem Initial Project: Budget Analysis and ROI Strategies V1 - Google Vertex AI Model 1st Scenario and Budgeting Planning:
This comprehensive analysis outlines the budget requirements, potential ROI strategies, and stakeholder allocation for the proposed AUBHI Ecosystem project.
Phase 1: Financial AUBHI (American Universal Basic High Income) Ecosystem - Global Debt/Credit Reset
Budget: $20 Billion USD (30% safety net)
Explanation:
  • This phase involves establishing secure, redundant financial data centers globally. This requires significant investment in physical infrastructure, cybersecurity, and advanced blockchain technology.
  • The 30% safety net accounts for potential unforeseen costs in building, securing, and maintaining these facilities.
Potential ROI:
  • Reduced Government Spending: Eliminating fiat currencies and the need for physical cash reduces printing costs, logistics, and security expenses for governments.
  • Increased Efficiency: Digital currencies enable faster and more secure transactions, potentially leading to increased economic activity and reduced transaction costs.
  • Tax Revenue from FED/Consumer Coin Interest: The interest generated from FED/Consumer Coins can be used to fund government programs and social services.
Stakeholder Allocation:
  • Physical Security and Data Center Infrastructure: DOJ/FBI, IBM, Oracle, Microsoft Azure
  • Blockchain Technology and Cyber Security: Google Gemini, OpenAI, IBM Watson, Microsoft Azure, Cisco, ESET, Palo Alto Networks, BAE Systems, Cloudflare.
  • Financial Analytics Research: Morgan Stanley, JPMorgan, Interactive Brokers, B2Broker, Forex.com
  • Financial Oversight and Management: IMF, US Treasury Department
Phase 2: Evolved Digital Currency Grouping System Trade Operations
Budget: $5 Billion USD (30% safety net)
Explanation:
  • This phase focuses on developing a new currency grouping system for margin hedging, requiring advanced software development, integration with existing trading platforms, and ongoing maintenance.
  • The safety net accounts for potential complexities in algorithm development, data integration, and compliance requirements.
Potential ROI:
  • Reduced Risk for Liquidity Providers: The new system helps mitigate volatility risks for liquidity providers, attracting more market participation and potentially reducing overall trading costs.
  • Enhanced Trading Efficiency: Automation streamlines margin calculations and hedging processes, improving speed and accuracy of trades.
  • Increased Trading Volume: The improved risk management environment could attract more traders and increase overall trading volume, generating more revenue for brokers and liquidity providers.
Stakeholder Allocation:
  • Software Development and Trading Platform Integration: Google Gemini, OpenAI, Microsoft Azure, Oracle GenAI.
  • Risk Management and Algorithmic Development: Morgan Stanley, JPMorgan, Interactive Brokers.
  • Financial Oversight and Compliance: Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC).
Phase 3: Implementing a New Forex System - Commodities & Crypto Integration
Budget: $1 Billion USD (30% safety net)
Explanation:
  • This phase involves creating new Forex pairs incorporating commodities and cryptocurrencies, developing a stable coin, and establishing a regulatory framework.
  • The safety net covers potential challenges in developing and integrating new financial instruments, ensuring compliance, and promoting market adoption.
Potential ROI:
  • Market Expansion and Diversification: Introducing new Forex pairs opens up new investment opportunities for traders, expanding the market and diversifying risk.
  • Increased Liquidity: The use of commodities and cryptocurrencies in Forex pairs could increase liquidity and reduce volatility.
  • New Revenue Streams: The introduction of stable coins and new Forex pairs could create new revenue streams for financial institutions and exchanges.
Stakeholder Allocation:
  • Stablecoin Development: Coinbase, Crypto.com, Charles Schwab
  • Forex Pair Development and Integration: Interactive Brokers, Forex.com, B2Broker
  • Regulatory Framework: SEC, Commodity Futures Trading Commission (CFTC).
Phase 4: Automated Trading Systems - FED Coin HYIGA and Consumer Coin HYISA
Budget: $10 Billion USD (30% safety net)
Explanation:
  • This phase focuses on developing fail-safe automated trading systems (HYIGA and HYISA) to generate income and provide returns for FED/Consumer Coins.
  • The safety net covers potential challenges in algorithm development, ensuring stability, and managing risk.
Potential ROI:
  • Sustained FED Coin Growth: The HYIGA system can generate significant revenue for the FED, providing a stable source of funding for government programs.
  • Personal Digital Currency Regeneration: The HYISA system enables individuals to grow their Consumer Coin holdings, encouraging savings and financial security.
  • Reduced Reliance on Debt: The HYISA program can decrease reliance on credit systems and P2P lending, promoting financial stability and sustainability.
Stakeholder Allocation:
  • AI Algorithmic Development: Google Gemini, OpenAI, IBM Watson, Microsoft Azure, Tesla AI.
  • Financial Oversight and Risk Management: US Treasury Department, Financial Analyst teams, Hedge Fund managers.
Phase 5: Transforming the Housing Market
Budget: $50 Billion USD (30% safety net)
Explanation:
  • This phase requires extensive investment in sustainable building materials, robotics for construction, and developing a new financial structure for housing.
  • The safety net covers potential challenges in material sourcing, robotic implementation, and adapting to the existing housing market.
Potential ROI:
  • Reduced Construction Costs: Utilizing robotics and sustainable materials can reduce construction costs, making housing more affordable.
  • Increased Housing Availability: The use of robotics and efficient building techniques can accelerate construction timelines, potentially addressing housing shortages.
  • Sustainable Development: The use of sustainable materials and energy-efficient building practices promotes a more environmentally friendly housing sector.
  • Economic Stimulus: Investing in construction and real estate can create new jobs and stimulate economic growth.
Stakeholder Allocation:
  • Sustainable Building Materials: AUTODESK, Boston Dynamics, Walmart, Giant, Target, CVS, Davco Foods.
  • Robotics for Construction: Boston Dynamics, Construction Robotics
  • Housing Market Regulation and Community Revitalization: US Department of Housing and Urban Development (HUD), US Department of Transportation, Local governments.
  • Financial Structure and Housing Vouchers: US Treasury Department, FED, REITs, Morgan Stanley, JPMorgan.
Phase 6: Hotel Chain Managed Short-Term Rental Platform
Budget: $1 Billion USD (30% safety net)
Explanation:
  • This phase requires developing a platform and technology infrastructure to manage hotel chain-managed short-term rentals.
  • The safety net covers potential challenges in platform development, securing partnerships with hotel chains, and marketing the new service.
Potential ROI:
  • Increased Revenue for Hotel Chains: Offering short-term rentals expands hotel chains' revenue streams and diversified their business.
  • New Customer Base: The platform attracts a wider customer base, including business travelers, leisure tourists, and those seeking long-term stays.
  • Improved Service Quality: Hotel chain management ensures consistent quality and service standards, enhancing the customer experience.
Stakeholder Allocation:
  • Platform Development and Integration: Google, Oracle, Apple, Nvidia, Microsoft, Amazon, Dell, IBM.
  • Hotel Chain Partnerships: Marriott, Weston, Hilton, Embassy Suites, Holiday Inn, Price Line, JustFly, Orbitz, Hamptons, Wyndham, Disney Resorts, Universal Resorts.
  • Marketing and Customer Engagement: Trivago, Travelocity, Hotels.com, Carnival Cruises, Celebrity Cruises, Norwegian Cruises, Royal Caribbean Cruises, Disney Cruises.
Phase 7: Continuous Management and Oversight
Budget: $1 Billion USD (30% safety net)
Explanation:
  • This phase involves ongoing blockchain management, cybersecurity threat analysis, research and development, and oversight of the AIMF system.
  • The safety net covers the cost of maintaining and upgrading technological systems, conducting research, and ensuring continuous compliance.
Potential ROI:
  • System Stability and Security: Continuous management ensures system stability, security, and resilience against cyber threats.
  • Continued Development and Optimization: Ongoing research and development ensure the AUBHI Ecosystem remains relevant and adapts to changing technological landscapes.
  • Transparency and Accountability: The oversight process enhances transparency, accountability, and confidence in the system's operations.
Stakeholder Allocation:
  • Blockchain Management and AI Development: Google Gemini, OpenAI, IBM Watson, Microsoft Azure, Tesla AI, Meta ai.
  • Cybersecurity Threat Analysis: Cisco, ESET, Palo Alto Networks, BAE Systems, Cloudflare.
  • AIMF Oversight and Auditing: IMF, US Treasury Department, US Government Branches, National Governmental Branches.
Jamil E. Brown's Requirements
Budget: X% USD
Explanation:
  • This budget covers Jamil E. Brown's services as an AI advisor, including continuous updates and developments, project management, and ongoing think tank operations.
  • It includes a security team, medical management, and mental health support for his wellbeing and effective work.
Potential ROI:
  • Strategic Vision and Innovation: Jamil E. Brown's expertise in AI and financial systems can contribute significantly to the project's success and foster innovation.
  • Project Management and Coordination: His role as project manager helps ensure efficient execution and coordination of the project's various phases.
  • Continuous Improvement: His ongoing involvement drives continuous improvement and adaptation to new technologies and changing needs.
Grand Total Budget:
Phase 1: $20 Billion USD Phase 2: $5 Billion USD Phase 3: $1 Billion USD Phase 4: $10 Billion USD Phase 5: $50 Billion USD Phase 6: $1 Billion USD Phase 7: $1 Billion USD Jamil E. Brown: $10 Billion USD
Grand Total: $98 Billion USD
Note: This budget is a preliminary estimate and may be subject to change based on further detailed cost analysis and unforeseen circumstances.
Return on Investment (ROI) Strategies:
  • Government Revenue Generation: The AUBHI system can generate revenue for governments through interest earned on FED/Consumer Coins, reduced government spending, and increased tax collection.
  • Market Expansion and Growth: The project creates new investment opportunities, expands market access, and fosters economic growth.
  • Increased Efficiency and Productivity: Automation and digitalization can improve efficiency and productivity across various sectors, leading to overall economic growth.
  • Social Welfare Enhancement: The AUBHI system aims to reduce poverty, inequality, and social unrest, contributing to a more stable and prosperous society.
  • Sustainable Development: The project promotes sustainable development by utilizing renewable energy sources, sustainable materials, and responsible resource management practices.
Key Considerations:
  • Global Cooperation: The successful implementation of this ambitious project requires extensive collaboration and coordination among various stakeholders.
  • Political Feasibility: Political support and consensus are crucial for the adoption of such a transformative project.
  • Technological Advancement: Continued research and development are essential for ensuring the AUBHI Ecosystem remains technologically advanced and resilient.
  • Financial Sustainability: The project's financial model must be robust and sustainable to ensure long-term viability.
Disclaimer: This analysis is for informational purposes only and should not be taken as financial or legal advice. Further detailed research and consultation with experts in various fields are recommended for a more comprehensive understanding of the project's feasibility and potential impact.

Projective Figures Based off the following Google Vertex AI Analytic Data:

Analyzing the AUBHI Ecosystem: A Comprehensive Breakdown
The proposed AUBHI (Universal Basic High Income) ecosystem plan presents a radical transformation of the global financial system. It aims to eliminate fiat currencies, establish a universal digital currency, and implement a globally integrated economic model with a universal basic income. While ambitious, the plan requires careful analysis and optimization for successful implementation.
Phase 1: Establishing the Foundation
This phase focuses on building the core infrastructure of the AUBHI system.
Key Companies:
  • Data Center Construction: IBM, Cisco, Microsoft, Dell, Oracle
  • Cybersecurity: Cisco, ESET, Palo Alto Networks, BAE Systems, Raytheon, Cloudflare
  • Blockchain Development: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon
  • Financial Analytics: Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com
Budget Allocation:
  • Data Centers: $10 Billion
  • Cybersecurity: $5 Billion
  • Blockchain Development: $10 Billion
  • Financial Analytics: $5 Billion
  • Jamil Brown's AI Advisory: X% Billion (10% of Phase 1 budget)
  • Total Phase 1 Budget: $35 Billion
Phase 2: The New Currency System
This phase introduces a revolutionary currency pairing system to optimize hedging and risk management for traders, brokers, and liquidity providers.
Key Companies:
  • AI Trading Systems Development: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon
  • Financial Infrastructure: Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab
Budget Allocation:
  • AI Trading Systems Development: $5 Billion
  • Financial Infrastructure: $5 Billion
  • Jamil Brown's AI Advisory: $2.5 Billion (10% of Phase 2 budget)
  • Total Phase 2 Budget: $12.5 Billion
Phase 3: Expanding the Forex Market
This phase integrates commodities and cryptocurrencies into the Forex market, creating new opportunities and diversifying investment options.
Key Companies:
  • Cryptocurrency Development: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Coinbase, Crypto.com
  • Commodity Trading Platforms: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers
Budget Allocation:
  • Cryptocurrency Development: $5 Billion
  • Commodity Trading Platforms: $5 Billion
  • Jamil Brown's AI Advisory: X% budget (10% of Phase 3 budget)
  • Total Phase 3 Budget: $12.5 Billion
Phase 4: Automated Trading Systems
This phase develops fail-safe automated trading systems to generate income for FED Coin and Consumer Coin, promoting financial stability and sustainability.
Key Companies:
  • AI Trading Systems Development: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Tesla AI
  • Financial Infrastructure: Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab
Budget Allocation:
  • AI Trading Systems Development: $10 Billion (30% safety net included)
  • Jamil Brown's AI Advisory: $5 Billion (10% of Phase 4 budget)
  • Total Phase 4 Budget: $15 Billion
Phase 5: Revolutionizing the Housing Market
This phase focuses on using advanced robotics, alternative building materials, and innovative financial structures to transform the housing market.
Key Companies:
  • Robotics and Construction: Boston Dynamics, Autodesk, Tesla AI, Google, OpenAI, IBM, Microsoft, Oracle, Amazon
  • Building Materials: Autodesk, Tesla AI, Google, OpenAI, IBM, Microsoft, Oracle, Amazon
  • Real Estate and Financial: Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab, REITs (Real Estate Investment Trusts)
Budget Allocation:
  • Robotics and Construction: $10 Billion
  • Building Materials: $5 Billion
  • Real Estate and Financial: $5 Billion
  • Jamil Brown's AI Advisory: $5 Billion (10% of Phase 5 budget)
  • Total Phase 5 Budget: $25 Billion
Phase 6: The Hotel Chain Managed Rental Platform
This phase combines the features of Airbnb with the reliability of hotel chains, offering a unique and high-quality short-term rental experience.
Key Companies:
  • Technology Development: Google, OpenAI, IBM, Microsoft, Oracle, Amazon
  • Hotel Management: Marriot, Weston, Hilton, Embassy Suites, Holiday Inn, Price Line, Just Fly, Orbitz, Hampton, Wyndham, Disney Resorts, Universal Resorts
Budget Allocation:
  • Technology Development: $5 Billion
  • Hotel Management: $5 Billion
  • Jamil Brown's AI Advisory: $2.5 Billion (10% of Phase 6 budget)
  • Total Phase 6 Budget: $12.5 Billion
Phase 7: Perpetual Maintenance and Oversight
This phase focuses on continued blockchain development, cybersecurity research, and oversight of the AIMF.
Key Companies:
  • Blockchain Development: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon
  • Cybersecurity: Cisco, ESET, Palo Alto Networks, BAE Systems, Raytheon, Cloudflare
  • AI Management: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon
  • Financial Oversight: Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab, US Treasury Department
Budget Allocation:
  • Blockchain Development: $5 Billion
  • Cybersecurity: $5 Billion
  • AI Management: $5 Billion
  • Financial Oversight: $5 Billion
  • Jamil Brown's AI Advisory:X% (10% of Phase 7 budget)
  • Total Phase 7 Budget: $25 Billion
Jamil Brown's Requirements and Costs
The proposed cost of $10 Billion for Jamil Brown's AI advisory services is significant. This includes his contributions to developing the entire plan, providing continuous management and updates, and 24/7 access to stakeholders. This investment represents a crucial part of the AUBHI ecosystem's success and needs to be carefully considered by the participating companies and governments.
Overall Budget Breakdown
  • Total Proposed AUBHI Budget: $88+X% Billion
  • Jamil Brown's AI Advisory: X%
  • Remaining Budget for Participating Companies: $88 Billion
I really want people to win not a Madolf or Bankman Fred situation this why I mention development by well known companies to come up with neural/network adaptable AI solutions to develop the true holy grail for HYIGA - Paid to Fed Coin Reserves / HYISA - Paid to Consumer Coin should persons need capital from their UBHI - instead of taking out or bowering of loans.
Potential ROI (Return on Investment)
The potential ROI for the AUBHI system depends heavily on the successful implementation of the various phases and the long-term economic impact. The following are rough estimates:
  • FED Coin HYIGA: Based on the initial balance of 700 Trillion USD and a projected monthly revenue generation of 20 Billion to 200 Billion USD, the potential ROI can be substantial. The precise figures depend on the efficiency of the trading algorithms and market conditions.
  • Consumer Coin HYISA: The 3% monthly interest rate translates to a 36% annual growth rate for Consumer Coin holders. This can significantly impact individual wealth accumulation and financial security.
  • Global Economic Growth: The AUBHI system is expected to stimulate global economic growth by increasing purchasing power, promoting innovation, and reducing poverty.
  • Sustainable Development: The use of alternative building materials and renewable energy sources is expected to lead to significant environmental benefits and contribute to a more sustainable global economy.
Important Considerations:
  • Political Feasibility: The success of the AUBHI plan hinges on global consensus and cooperation from participating countries. Overcoming political hurdles is essential.
  • Economic Sustainability: The continuous issuance of digital currencies needs careful management to avoid hyperinflation. AI-driven economic monitoring and dynamic adjustments to currency issuance are critical.
  • Social Equity: The AUBHI system must be implemented with equitable access to digital currency and technology for all citizens, ensuring inclusivity and reducing social inequality.
  • Security and Governance: Robust cybersecurity measures and transparent governance are vital to prevent corruption and ensure the stability and integrity of the system.
Conclusion
The AUBHI/USDBHI ecosystem plan holds significant potential to transform the global financial system, creating a more equitable and sustainable future. However, the success of this ambitious project requires careful planning, effective collaboration, and continuous optimization. The provided analysis provides a framework for stakeholders to assess the feasibility, benefits, and potential challenges associated with the implementation of the AUBHI system.
 
We have Google Gemini Vertex Optimized Budge Analysis of:

Analyzing the FEDCoin System of AUBHI and Comparing it to BRICS​

AUBHI's FEDCoin System
AUBHI's FEDCoin system seems to be a complex and ambitious project aiming to create a new financial ecosystem with the following key features:
  • A new currency pairing system: This system aims to optimize hedging and risk management for traders, brokers, and liquidity providers.
  • Integration of commodities and cryptocurrencies: This would create new investment opportunities and diversify the market.
  • Automated trading systems: These systems would generate income for FED Coin and Consumer Coin, promoting financial stability and sustainability.
  • Disruption of the housing market: Using robotics, alternative building materials, and innovative financial structures.
  • A hotel chain managed rental platform: Combining Airbnb features with hotel chain reliability.
Comparing AUBHI to BRICS
Technological Advancements:

  • AUBHI: AUBHI's system is focused on leveraging advanced technologies like AI, blockchain, and robotics to create a highly automated and efficient financial ecosystem. The integration of AI-driven trading systems and the use of robotics in the housing market point towards a technologically advanced approach.
  • BRICS: BRICS focuses on developing a multi-polar world order and alternative financial systems. While it utilizes technology for infrastructure development, it doesn't prioritize AI or blockchain-based solutions to the same degree as AUBHI.
Sustainability and Long-Term Viability:
  • AUBHI: The system's reliance on complex AI and blockchain technologies raises questions about its long-term sustainability. These technologies are still evolving, and their impact on the financial system is yet to be fully understood. The ambitious scope of AUBHI's plans also poses challenges in terms of implementation and acceptance.
  • BRICS: BRICS' focus on building a more equitable and sustainable global economy through collaboration and partnership could potentially provide greater long-term stability. However, it faces challenges in navigating geopolitical tensions and coordinating the interests of its diverse members.
Verdict:
While AUBHI's system is potentially more technologically advanced, it is unclear whether it can achieve widespread adoption and withstand the challenges of a complex and evolving global financial landscape. BRICS, despite its slower technological evolution, is more grounded in real-world economic and political realities. Its focus on collaboration and long-term stability may prove more successful in the long run.

AUBHI Project Budget and ROI Analysis​

Phase 1: Establishing the Foundation
  • Key Companies: IBM, Cisco, Microsoft, Dell, Oracle, ESET, Palo Alto Networks, BAE Systems, Raytheon, Cloudflare, Google, OpenAI, Nvidia, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com
  • Budget: $5 Billion (including 30% safety net)
Phase 2: The New Currency System
  • Key Companies: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab
  • Budget: $4 Billion (including 30% safety net)
Phase 3: Expanding the Forex Market
  • Key Companies: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Coinbase, Crypto.com, Morgan Stanley, JP Morgan, Interactive Brokers
  • Budget: $3 Billion (including 30% safety net)
Phase 4: Automated Trading Systems
  • Key Companies: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Tesla AI, Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab
  • Budget: $4 Billion (including 30% safety net)
Phase 5: Revolutionizing the Housing Market
  • Key Companies: Boston Dynamics, Autodesk, Tesla AI, Google, OpenAI, IBM, Microsoft, Oracle, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab, REITs
  • Budget: $6 Billion (including 30% safety net)
Phase 6: The Hotel Chain Managed Rental Platform
  • Key Companies: Google, OpenAI, IBM, Microsoft, Oracle, Amazon, Marriott, Weston, Hilton, Embassy Suites, Holiday Inn, Price Line, Just Fly, Orbitz, Hampton, Wyndham, Disney Resorts, Universal Resorts
  • Budget: $3 Billion (including 30% safety net)
Phase 7: Perpetual Maintenance and Oversight
  • Key Companies: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Cisco, ESET, Palo Alto Networks, BAE Systems, Raytheon, Cloudflare, Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, Charles Schwab, US Treasury Department
  • Budget: $2 Billion (including 30% safety net)
Grand Total Budget: $27 Billion
Return on Investment (ROI):
  • Initial Stake Holders: Initial stakeholders can be compensated through equity stakes in the AUBHI system. This would provide them with a share in the future profits generated by the system.
  • Transaction Fees: AUBHI can generate revenue through transaction fees on the new currency pairing system, automated trading systems, and real estate transactions.
  • Subscription Services: The hotel chain managed rental platform could generate revenue through subscription fees for users.
  • Data Sales: The system could collect valuable data on financial markets, user preferences, and real estate trends. This data could be monetized through sales to other companies.
ROI Challenges:
  • Time Horizon: Achieving significant ROI will likely require a considerable amount of time, as AUBHI's system is complex and needs to be widely adopted.
  • Market Volatility: The global financial markets are volatile, and changes in regulations and investor sentiment could impact the system's profitability.
  • Competition: The AUBHI system faces competition from existing financial systems and other emerging cryptocurrencies.
Physical Graphical Representation:
A visual representation of the AUBHI budget allocation across different phases could be created using a pie chart or bar graph. This would provide a clear overview of the project's financial breakdown.
Recommendations for Project Sponsorship:
  • Phase 1: A combination of IBM, Cisco, Microsoft, Dell, and Oracle could be ideal for this phase, as they possess the expertise and resources for data center construction and cybersecurity.
  • Phase 2: Google, OpenAI, IBM, Microsoft, Oracle, and Nvidia have the necessary expertise in AI trading systems development, while Morgan Stanley, JP Morgan, Interactive Brokers, B2Broker, Forex.com, Coinbase, Crypto.com, and Charles Schwab can provide the financial infrastructure.
  • Phase 3: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Coinbase, Crypto.com, Morgan Stanley, JP Morgan, and Interactive Brokers are suitable for developing cryptocurrency and commodity trading platforms.
  • Phase 4: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Tesla AI, and the previously mentioned financial institutions can drive the development of automated trading systems.
  • Phase 5: Boston Dynamics, Autodesk, Tesla AI, Google, OpenAI, IBM, Microsoft, Oracle, Amazon, and major financial institutions along with REITs can collaborate on revolutionizing the housing market.
  • Phase 6: Google, OpenAI, IBM, Microsoft, Oracle, Amazon can handle the technology development, while major hotel chains like Marriott, Weston, Hilton, Embassy Suites, Holiday Inn, Price Line, Just Fly, Orbitz, Hampton, Wyndham, Disney Resorts, and Universal Resorts can contribute their expertise in hotel management and operations.
  • Phase 7: Google, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Cisco, ESET, Palo Alto Networks, BAE Systems, Raytheon, Cloudflare, and major financial institutions along with the US Treasury Department can ensure the perpetual maintenance and oversight of the system.
Conclusion:
AUBHI's FEDCoin system presents a bold vision for a new financial future. However, it faces significant challenges in terms of budget, implementation, and competition. Careful planning, collaboration with leading companies in various fields, and a realistic approach to return on investment are crucial for its success.
 

AUBHI vs. BRICS: A Technological and Financial Analysis​

AUBHI (Automated Unified Banking and Hedging Initiative) aims to create a global digital currency system based on blockchain technology and AI, potentially challenging the existing financial order. BRICS (Brazil, Russia, India, China, and South Africa) is a group of emerging economies collaborating on a range of economic and political initiatives, including a potential alternative to the USD-dominated global financial system.
Technological Advancement:
  • AUBHI: Leverages cutting-edge technologies like AI, blockchain, and automation to create a highly complex and potentially transformative system. Its focus on AI-driven trading and automation could potentially outperform traditional financial methods.
  • BRICS: While BRICS is exploring alternative financial systems and payment mechanisms, its current approach doesn't prioritize the same level of technological advancement as AUBHI. It focuses more on building a collaborative framework for existing financial systems, potentially incorporating blockchain and digital currencies in the future.
Long-Term Sustainability:
  • AUBHI: Its success hinges on the successful implementation of complex technologies and the widespread adoption of FEDCoin and ConsumerCoin. This requires significant infrastructure development, cybersecurity, and regulatory framework, all of which present significant challenges.
  • BRICS: Has a strong foundation of existing economies and a collaborative approach, allowing for gradual implementation of new systems. However, its long-term success depends on the commitment of its member states and their ability to navigate political and economic challenges.
Overall: While AUBHI is potentially more technologically advanced, its success is uncertain due to the complex nature of the proposed system and its reliance on a global paradigm shift. BRICS offers a more established framework with a focus on collaborative development, making its long-term sustainability more predictable.

Project Budget and ROI Analysis for AUBHI​

The following table outlines the budget breakdown for each phase, considering a 30% safety net for potential unexpected expenses:
PhaseKey CompaniesBase Budget (USD)Safety Net (30%)Total Budget (USD)
1: Establishing the FoundationIBM, Cisco, Microsoft, Dell, Oracle, ESET, Palo Alto Networks, Google, OpenAI, Morgan Stanley, JP Morgan, B2Broker$10 Billion$3 Billion$13 Billion
2: The New Currency SystemGoogle, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers, Coinbase, Crypto.com, Charles Schwab$5 Billion$1.5 Billion$6.5 Billion
3: Expanding the Forex MarketGoogle, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Coinbase, Crypto.com, Morgan Stanley, JP Morgan, Interactive Brokers$3 Billion$900 Million$3.9 Billion
4: Automated Trading SystemsGoogle, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Tesla AI, Morgan Stanley, JP Morgan, Interactive Brokers, Coinbase, Crypto.com, Charles Schwab$4 Billion$1.2 Billion$5.2 Billion
5: Revolutionizing the Housing MarketBoston Dynamics, Autodesk, Tesla AI, Google, OpenAI, IBM, Microsoft, Oracle, Amazon, Morgan Stanley, JP Morgan, Interactive Brokers, Coinbase, Crypto.com, REITs$7 Billion$2.1 Billion$9.1 Billion
6: Hotel Chain Managed Rental PlatformGoogle, OpenAI, IBM, Microsoft, Oracle, Amazon, Marriott, Weston, Hilton, Embassy Suites, Holiday Inn, Price Line, Just Fly, Orbitz, Hampton, Wyndham, Disney Resorts, Universal Resorts$2 Billion$600 Million$2.6 Billion
7: Perpetual Maintenance and OversightGoogle, OpenAI, IBM, Microsoft, Oracle, Nvidia, Amazon, Cisco, ESET, Palo Alto Networks, BAE Systems, Morgan Stanley, JP Morgan, Interactive Brokers, Coinbase, Crypto.com, US Treasury Department$3 Billion$900 Million$3.9 Billion
Total Project Budget: $43.2 Billion
Return on Investment (ROI):

  • Initial Staged Investment Return: Companies investing in each phase will receive a share of the generated revenue from the AUBHI system. This revenue will be generated through fees for transactions, trading, and services within the AUBHI ecosystem.
  • Deferred Staged Investment Return: Investors can expect to receive a higher ROI based on the long-term growth of the AUBHI system, as it disrupts traditional financial markets and captures a larger share of the global financial landscape.
Reinvestment: A portion of the generated revenue will be reinvested into the AUBHI system for ongoing development, expansion, and security measures to ensure its long-term stability and growth.
Payment to Stake Holders: Initial stakeholders will receive regular dividend payments based on their initial investment and the performance of the AUBHI system.
Replenishment of Regenerative Balances: The system will utilize a dynamic, AI-driven mechanism to manage inflation and ensure the sustainability of the FEDCoin. This will involve regular reinvestment of a portion of the generated revenue into reserves, allowing for balance adjustments and maintaining the value of the currency.

FEDCoin Balance Sheet and Projections​

Initial Balance Sheet:
  • FEDCoin Supply: Initial supply will be determined based on the number of Americans aged 18 and over, with each individual receiving 10 million USD equivalent in FEDCoin.
  • ConsumerCoin Supply: Each child will be assigned an equivalent of 250,000 USD in ConsumerCoin at birth. The ConsumerCoin balance will grow annually until they reach 18, reaching the 10 million USD equivalent, at which point they transition to FEDCoin.
Replenishment and Rollover: The system will utilize an AI-driven mechanism to determine the optimal frequency for replenishing FEDCoin reserves. This frequency will be based on factors like inflation rates, economic growth, and user activity.
Projections (USD equivalents based on managed inflation):
YearFEDCoin SpendingFEDCoin GrowthFEDCoin GainsFEDCoin Losses
1$1 Trillion$500 Billion$100 Billion$25 Billion
2$1.2 Trillion$600 Billion$120 Billion$30 Billion
3$1.5 Trillion$750 Billion$150 Billion$35 Billion
4$1.8 Trillion$900 Billion$180 Billion$40 Billion
5$2.2 Trillion$1 Trillion$200 Billion$45 Billion
10$4 Trillion$2 Trillion$400 Billion$80 Billion
20$8 Trillion$4 Trillion$800 Billion$160 Billion
Replenishment Optimal Time: Based on the projections, replenishment of regenerative balances for rollover to FEDCoin reserves should occur every 5 to 10 years. The exact timing will be determined by the AI-driven management system based on real-time economic data.
Graphical Representation: This analysis can be visually represented with a combination of bar charts, line graphs, and pie charts to illustrate the projected growth of the FEDCoin system, its key components, and the distribution of resources across different phases of development.
Important Considerations:
  • The budget estimates are based on current market conditions and could be subject to change based on technological advancements and evolving economic factors.
  • The success of the AUBHI system depends on overcoming significant regulatory, security, and adoption challenges.
  • It's crucial to consider the ethical implications of AI-driven financial systems and their potential impact on the global financial landscape.
Conclusion:
The AUBHI system presents a complex and ambitious vision for a digital future. Its success hinges on the successful integration of advanced technologies and the willingness of governments and stakeholders to adopt a new financial paradigm. While the proposed system offers potential benefits like increased financial accessibility and efficient resource management, its long-term sustainability and widespread acceptance remain uncertain.
 
For the European Markets I have the Following:

An abundant resource in Europe that can be leveraged to benefit the global economy is its advanced technological and industrial infrastructure. Europe has a strong foundation in various high-tech industries, including automotive, aerospace, pharmaceuticals, and renewable energy. Key aspects include:
  1. Renewable Energy: Europe, particularly countries like Germany, Denmark, and Spain, has made significant strides in renewable energy production, especially wind and solar power. This expertise can be exported globally to help other regions transition to sustainable energy sources.
  2. Advanced Manufacturing: European countries like Germany and Italy are leaders in advanced manufacturing and engineering. They produce high-quality machinery and automotive components that are essential for global supply chains.
  3. Pharmaceuticals and Biotech: Europe is home to some of the world's largest pharmaceutical companies, such as Roche, Novartis, and GlaxoSmithKline. The region's expertise in biotech and pharmaceuticals is crucial for global health and medical advancements.
  4. Research and Development: Europe has a strong emphasis on R&D, supported by institutions and universities renowned for innovation. Collaborative research projects, such as those funded by the European Union, foster advancements that can be shared globally.
  5. Skilled Workforce: Europe boasts a highly educated and skilled workforce, especially in STEM (Science, Technology, Engineering, and Mathematics) fields. This human capital can drive innovation and productivity worldwide.
  6. Cultural and Creative Industries: Europe's rich cultural heritage and vibrant creative industries, including fashion, design, and entertainment, have a significant impact on global cultural trends and economies.
By leveraging these resources, Europe can play a major role in driving global economic growth, sustainability, and innovation.
 

Implementing a New Forex System​

Integrating Commodities and Cryptocurrencies:

  • Create New Forex Pairs: Introduce Forex pairs that combine traditional currencies with commodities and cryptocurrencies, such as [EUR/USD | XAU/BTC] and [GBP/USD | BTC/BRENT].
  • Stablecoin Development: Develop a stablecoin backed by a basket of commodities (gold, oil, metals) and cryptocurrencies to reduce volatility and increase stability in the Forex market.
Regulatory Framework:

  • Establish Clear Regulations: Create a regulatory framework that supports the integration of commodities and cryptocurrencies into the Forex system, ensuring transparency and security.
  • Promote Adoption: Work with financial institutions to promote the adoption of these new Forex pairs, providing education and incentives.
 

1. Enhancing Technological and Industrial Infrastructure​

Investment in Innovation and R&D:

  • Increase Funding for R&D: Governments and private sectors should increase investment in research and development, focusing on cutting-edge technologies such as AI, robotics, and renewable energy.
  • Public-Private Partnerships: Encourage collaborations between universities, research institutions, and industries to foster innovation and commercialization of new technologies.
Boosting Renewable Energy:

  • Expand Renewable Energy Projects: Accelerate the development and deployment of renewable energy projects, leveraging Europe’s expertise in wind, solar, and hydro power.
  • Export Renewable Technologies: Promote the export of European renewable energy technologies to global markets, positioning Europe as a leader in the global energy transition.

2. Strengthening Advanced Manufacturing​

Modernizing Manufacturing:

  • Adopt Industry 4.0 Practices: Implement smart manufacturing technologies, including IoT, big data, and automation, to increase productivity and efficiency in European factories.
  • Skilled Workforce Development: Invest in training and education programs to ensure the workforce is equipped with the skills needed for advanced manufacturing.
Expanding Global Reach:

  • Trade Agreements: Negotiate favorable trade agreements to open new markets for European manufactured goods.
  • Export Incentives: Provide incentives for companies to export high-tech machinery and automotive components.

3. Leading in Pharmaceuticals and Biotech​

Boosting Pharmaceutical Innovation:

  • Support Clinical Trials: Increase funding and support for clinical trials and biotech research.
  • Regulatory Harmonization: Streamline regulatory processes to expedite the development and approval of new drugs and medical devices.
Global Health Initiatives:

  • Global Partnerships: Form partnerships with international health organizations to address global health challenges.
  • Export Biotech Solutions: Promote the export of European biotech solutions, including vaccines and medical technologies.

4. Implementing a New Forex System​

Integrating Commodities and Cryptocurrencies:

  • Create New Forex Pairs: Introduce Forex pairs that combine traditional currencies with commodities and cryptocurrencies, such as [EUR/USD | XAU/BTC] and [GBP/USD | BTC/BRENT].
  • Stablecoin Development: Develop a stablecoin backed by a basket of commodities (gold, oil, metals) and cryptocurrencies to reduce volatility and increase stability in the Forex market.
Regulatory Framework:

  • Establish Clear Regulations: Create a regulatory framework that supports the integration of commodities and cryptocurrencies into the Forex system, ensuring transparency and security.
  • Promote Adoption: Work with financial institutions to promote the adoption of these new Forex pairs, providing education and incentives.

5. Leveraging Cultural and Creative Industries​

Promoting Cultural Exports:

  • Global Cultural Exchange Programs: Enhance cultural exchange programs to promote European arts, fashion, and design globally.
  • Creative Industry Support: Provide funding and support for creative industries, encouraging innovation and global competitiveness.
Tourism Development:

  • Tourism Marketing Campaigns: Launch international marketing campaigns to attract tourists, showcasing Europe’s cultural and historical attractions.
  • Infrastructure Investment: Invest in tourism infrastructure to improve the visitor experience and increase tourism revenues.

6. Tying it All Together​

Economic Policy Coordination:

  • Unified Economic Strategy: Develop a cohesive economic strategy that integrates these initiatives, ensuring that they complement each other and contribute to overall GDP growth.
  • Monitoring and Adjustment: Implement a monitoring system to track the progress of these initiatives and make adjustments as necessary to ensure their effectiveness.

Forex System Example​

  • [EUR/USD | XAU/BTC]: A pairing where traditional currency (EUR/USD) is combined with a commodity and cryptocurrency pair (XAU/BTC), providing diverse investment opportunities.
  • [GBP/USD | BTC/BRENT]: A pairing that includes traditional currency (GBP/USD) and a cryptocurrency and commodity pair (BTC/BRENT), bridging various financial markets.

Conclusion​

By enhancing technological and industrial infrastructure, boosting renewable energy, modernizing manufacturing, leading in pharmaceuticals and biotech, integrating commodities and cryptocurrencies into the Forex system, and leveraging cultural industries, Europe can drive significant GDP growth. The introduction of a new Forex system with commodity and cryptocurrency pairings can provide additional financial stability and investment opportunities.
 
Author Jamil Brown

Date 6/17/2024

Patent: Pending

Evolved Digital Currency Grouping System Trade Operations:

Prompt:

Development strategy of a detailed new currency trio/quatro pairing system with the aim to net/send back payments as an automated margin hedge against both the client and broker paid in the liquidity providers proffered currency. The end goal is to reduce risk and cost to the liquidity providers through automated margin with balancing the currency pairs with additional groupings of pairs and symbol codes. The current currency markets for instance is traded in Pairs. Referencing this new system instead of EUR/USD we would have something like (EUR - Base / USD - Counter) | XAU) - Tripled Grouped Symbol - Liquidity Providers Hedged Margin Asset Paid based of the trade operations from order open to order close. The configuration can also be as follows for additional LP risk and securities: [(EUR/USD Client-Broker Side | (XAU/BTC) Broker-Margin-Liquidity Provider Side] - Quatro Group Symbol System. Optimize this new grouping system for trader, broker, and liquidity provider successful operations at each entity (trader, broker, liquidity provider).

AI Output:

To develop a detailed new currency trio/quatro pairing system with the goal of netting/sending back payments as an automated margin hedge, we need to consider the operational needs and risk management for traders, brokers, and liquidity providers. Here’s a comprehensive breakdown of the proposed system:

Overview of the New Pairing System​

The new system involves grouping currencies and assets into trios or quatro symbols to optimize hedging and reduce risk and costs for liquidity providers. This system uses multi-asset groupings to balance margin requirements and ensure seamless operations across all entities involved.

Trio Group Symbol System​

Configuration: (Base Currency / Counter Currency | Hedging Asset)​

  1. Example: (EUR/USD | XAU)
    • EUR/USD: Represents the traditional currency pair where EUR is the base currency and USD is the counter currency.
    • XAU: Gold as the hedging asset.

Working Mechanism:​

  1. Order Placement: When a trade order is placed, it is logged under the trio group symbol.
  2. Margin Hedging: The hedging asset (e.g., XAU) is used to hedge the trade’s margin. The broker uses gold to offset potential losses or gains in the EUR/USD pair.
  3. Settlement: At the end of the trade, the profit/loss is calculated considering the hedge provided by XAU, thus reducing the risk for the liquidity provider.

Benefits:​

  • Risk Reduction: By including a stable asset like gold, the system reduces the volatility risk associated with currency pairs.
  • Cost Efficiency: Automated hedging with gold reduces the need for manual interventions and additional hedging costs.

Quatro Group Symbol System​

Configuration: [(Client-Broker Currency Pair | Broker-Margin-Liquidity Provider Asset Pair)]​

  1. Example: [(EUR/USD | XAU/BTC)]
    • EUR/USD: Client-Broker currency pair.
    • XAU/BTC: Broker-Margin-Liquidity Provider asset pair.

Working Mechanism:​

  1. Order Placement: The trade is initiated in the client-broker pair (e.g., EUR/USD).
  2. Margin Allocation: The margin required for the trade is calculated and hedged using the asset pair (e.g., XAU/BTC).
  3. Automated Balancing: The system automatically balances the exposure by adjusting the hedge in XAU/BTC.
  4. Settlement: At trade closure, the system computes the net profit/loss after accounting for the hedge provided by XAU/BTC.

Benefits:​

  • Enhanced Security: By using multiple assets for hedging, the system provides an extra layer of security against market fluctuations.
  • Optimized Operations: Automation ensures efficient handling of margin requirements and reduces operational delays.

Implementation Strategy​

  1. System Design:
    • Develop a robust algorithm to handle trio/quatro group symbols.
    • Integrate real-time data feeds for accurate margin calculations.
    • Implement automated rebalancing to adjust hedges dynamically.
  2. Risk Management:
    • Set up risk thresholds for each asset in the group to ensure proper hedging.
    • Regularly monitor and adjust risk parameters based on market conditions.
  3. Cost Management:
    • Utilize automated systems to minimize manual intervention and operational costs.
    • Leverage bulk trading and hedging to negotiate better terms with liquidity providers.
  4. Compliance and Reporting:
    • Ensure the system adheres to regulatory requirements for all entities involved.
    • Provide transparent reporting to clients, brokers, and liquidity providers.

Example Workflow​

  1. Trade Initiation:
    • A trader places a buy order for EUR/USD.
    • The system logs the order under the trio symbol (EUR/USD | XAU).
  2. Margin Calculation and Hedging:
    • The required margin is calculated based on the current EUR/USD rate.
    • An equivalent hedge in XAU is automatically allocated.
  3. Trade Execution and Monitoring:
    • The trade is executed, and the system continuously monitors the positions in EUR/USD and XAU.
    • Automated adjustments are made to the XAU position to maintain the hedge.
  4. Trade Closure:
    • The trader closes the EUR/USD position.
    • The system calculates the net profit/loss after accounting for the XAU hedge.
    • Settlement is completed, and the results are reported to all parties.

Conclusion​

This new trio/quatro grouping system offers a sophisticated approach to margin hedging, optimizing the operations for traders, brokers, and liquidity providers. By incorporating additional assets like gold and cryptocurrencies, the system enhances risk management and cost efficiency, ensuring successful operations for all entities involved.
 
The following would be apart of the movement to eliminate and encourage elimination of All B-Book brokerage operations with emphasis on promoting of True A-Book/STP/DMA/or ECN Brokerage Models in Blockchain Trading Platform Environments:

0_0
 
One last note in regards to robotics AI can be used for manufacturing jobs with either these:

Tesla - Humanoid Robotic Programs:

Many things can be achieved with such robotic designs, including home defense security with no lethal weapons like guns with taser bullet ammunition vs lethal ammo, AI robot would go into a defending programmed algorithm mode, while simultaneously contacting 911 constantly defending until authorities arrive.

Humanoid AI Robot can sit passively in a corner, should the need arise to enter an active defense mode will be enabled.

These AI robotics can work in conjunction with other home assisting robots, you may want, but are not required to have.

This will not become that one Will Smith movie 'I, Robot' due to specific dictionary Directives for avoidance of non-certain events. With careful directive plannings for humanoid robotic AI engineering and development unwanted disasters can be avoided. IE - Example - Skynet - Terminator.

Fun fact Skynet originally was supposed to be literally a Skynet against Nuclear Attacks. Think of Giant Drones that can cover the entire air space in a uniformed configuration in the form of Hoops much like a net with directive energy lasers that can stop Nukes on the re-entry Terminal Phase and split the nuke up upon re-entry. Literally referring to a Skynet system over the entire country as a defense network. - Or Defense Net. Nice inversion of the correct good version of the Movie James Cameron.

If people are unaware what a directive is to a machine. It is an order the machine must or must not follow no matter what command is issued to try to follow as a preemptive counter to performing unwanted or undesired malicious acts of ill intent. These rules or directives can never be overridden by the original software code and are slaved to a master directive server with authoritative Master Algo to Slave Algo, Registry Alignment Configurations. -


or

One of many iterations of Boston Dynamics Robotics to include Many applications humans can do - and - Building of Houses/Detailed Car Components -
 
Back
Top